The loan is provided to eligible individuals to meet various personal expenses against Fixed deposits. Amount can be used for any Purpose, against security of Bank's own FDR's.

• FRD receipts need to be shown while taking laon
• 2 Photographs of Applicant
• Account holder need to open saving account with the bank
• If not Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms
• Applicant has to show all original documents to the bank for verification with xerox copy.

• FDR's should be in the name of Applicant. In case of third party FDR, NOC from third party required for loan.
• Repayment is on or before due-date of FDR’s,
• Upto 80% of Fixed Deposit.
• Lien on Bank's Term deposits is security
• Rate of Interest would be as per Bank’s Management Loan policy