Personal Loan

We offer Personal Loan to meet personal expenses e.g. Marriage, Family Functions, Medical Expenses, Travel, and personal need etc.

Applicant details :

Guarantor Details :

  • Quotation of expected expenses
  • 5 Photographs of Applicant
  • Applicant Must be Regular Member or Nominal Member
  • Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
  • Last tax bill / certificate from society chairman/Secretary if applicant owned property
  • Address proof – electric bill /telephone bill (any one) As per KYC norms
  • Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • The borrower should provide salary certificate under sec(49).

  • Photograph-3 copies
  • Guarantor must be Member of Regular Member/Nominal Member
  • Photo Proof – Driving License/Election Card/Passport/Aadhaar Card
  • Address proof – electric bill /telephone bill (any one)
  • Copy of PAN Card
  • Latest Tax bill /Certificate from society chairman/Secretary if applicant owned Property.

Terms And Coditions :

  • Bank will give loan up to 85% of quotation
  • The Loan repayment in 36/48/60 Months with EMI .
  • Interest will be debited on monthly EMI basis.
  • Applicant have to pay margin amount to the bank.Bank will issue Banker cheque of full amount in the name of dealer or vendor.
  • Applicant have to submit Xerox copy of invoice, receipts.
  • Processing charges applicable as per bank rules.
  • Applicant can open Savings Account in our Bank.
  • Stamp charges applicable as per Maharashtra Govt. of Stamp Dept.
  • The borrower should provide two Salaried persons as Guarantor