Current Account

  • Customer can open Current Account with minimum balance or Rs.1500/-
  • We offer cheque book for account operations.
  • We offer nomination facility for all deposit accounts.
  • Customer can open joint account and that account can operate as per instruction like Any one, Jointly, Any two jointly etc.
  • We offer Monthly, Half yearly, Yearly and periodical Statement to our Customers for their reconciliation purpose or any other purpose.
  • We are member of Deposit Insurance and Credit Guarantee Scheme in which customers deposit are insured up to Rs. 1 Lakh.

Current Account

Open AND Maintain Accounts with LALA Bank, We are committed for comfortable, trustworthy services

Rules & Regulation for Current Account

  • Customer can Open Current A/c with minimum of Rs.1500/-.
  • The Bank can freeze the account if account holder do not keep sufficient balance to clear inward cheque or ECS as per RBI guidelines.
  • The customer must have to preserve his/her cheque book . The Bank is not responsible for any misuse of cheque book.
  • Cheque book charges will be deduct from the account at the time of issue of cheque book. Other Charges which will be applicable will also deduct from the account.
  • The Customer has to give all the valid proof before open an account as per RBI Guideline.
  • Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will return with the reason of stop payment and stop payment charges will be deduct from the account.
  • The Bank having all rights of appropriation, set off, lien and change the rules and regulation.

Current Account features

  • Accounts statements / Passbooks issued and updated immediately
  • Cheque books issued immediately.
  • Quick money transfer through RTGS/NEFT
  • Outstation Bankers Cheque facility
  • SMS alerts
  • Any branch banking
  • Minimum service charges.
  • POS , POS machine Payment
  • Launching soon Mobile banking.
  • Launching soon Tax Payment facility
  • RuPay Debit Card Facility.
  • Payable “AT Par“ cheque facility available.
  • Minimum Balance 1500/-