Personal Loan

We offer Personal Loan to meet personal expenses e.g. Marriage, Family Functions, Medical Expenses, Travel, and personal need etc.

Quotation of expected expenses
5 Photographs of Applicant
Applicant Must be Regular Member or Nominal Member
Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
Last tax bill / certificate from society chairman/Secretary if applicant owned property
Address proof – electric bill /telephone bill (any one) As per KYC norms
Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms
Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
The borrower should provide salary certificate under sec(49).

Photograph-3 copies
Guarantor must be Member of Regular Member/Nominal Member
Photo Proof – Driving License/Election Card/Passport/Aadhaar Card
Address proof – electric bill /telephone bill (any one)
Copy of PAN Card
Latest Tax bill /Certificate from society chairman/Secretary if applicant owned Property.

Bank will give loan up to 85% of quotation
The Loan repayment in 36/48/60 Months with EMI .
Interest will be debited on monthly EMI basis.
Applicant have to pay margin amount to the bank.Bank will issue Banker cheque of full amount in the name of dealer or vendor.
Applicant have to submit Xerox copy of invoice, receipts.
Processing charges applicable as per bank rules.
Applicant can open Savings Account in our Bank.
Stamp charges applicable as per Maharashtra Govt. of Stamp Dept.
The borrower should provide two Salaried persons as Guarantor