Gold Loan

Applicant details

  • The applicant must be true owner of the gold ornaments to be pledged with the Bank.
  • The applicant must be local resident & must have a saving account with the branch
  • If no saving account with us then, it will be opened first and KYC norms will have to be completed.
  • You need to be a major (18 years or older) to apply for a gold loan.


  • Bank will give loan based on the valuation
  • The interest is based on daily reducing basis.
  • Applicant has to take insurance of full value of Gold in favour of bank.
  • Applicant need to open Savings Account in our Bank