- Fix deposit scheme is an attractive scheme to deposit your savings for fix period for 30 days to 10 years as per your future requirements.
- We provide attractive Interest Rates to our Customers.
- We offer 0.50% extra Interest Rate to Senior Citizens on fix deposits.
- Guardian can open Minor’s Fix deposit A/c. When minor turn major then at maturity he/she can withdraw the amount with his/her signature.after providing valid age proof he/she.
- We offer nomination facility for all deposit accounts
- Customer can open joint name fix deposit account and can give instruction to operate the account.
- We provide quarterly and monthly Interest payment option to our customers.
- Loans and Overdraft facility is available on Fix deposit account with additional interest @2%. The Loan or Overdraft amount can be 85% to 90% of the Deposit Amount
- The maturity date of Loan and Overdraft Account against Fix Deposit is maturity date of Fix Deposit Receipt.
- TDS on Interest income will be deducted as per income tax act.
- We are member of Deposit Insurance and Credit Guarantee Scheme in which customers deposit are insured up to Rs. 1 Lac.
